NO offer

​While Hubbinette-Cowell Associates, Inc. uses reasonable efforts to include accurate and up-to-date information on this Site, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, Glatfelter Insurance Group makes no warranties or representations regarding the use and content of this Site and, accordingly, under no circumstances, including but not limited to negligence, shall Hubbinette-Cowell Associates, Inc.  or any party involved in creating, producing or delivering the Site be liable to you for any direct, incidental, consequential, indirect or punitive damages that result from the use of, or the inability to use, the materials on this Site, even if Hubbinette-Cowell Associates, Inc.  authorized representative has been advised of the possibility of such damages.
Hubbinette-Cowell Associates, Inc.  also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from this Site.

Limitation of Liability

Binding Coverage and Claims


Links to other websites that are not maintained by Hubbinette-Cowell Associates, Inc.  are provided only for your information and convenience. External website addresses or sites contain information created, published, maintained or otherwise posted by organizations and entities independent of Glatfelter Insurance Group. Glatfelter Insurance Group does not assume any responsibility or liability in connection with any website linked from this Site or linking to this Site ("Website Links"), including its contents and operation. Hubbinette-Cowell Associates, Inc.  does not review or monitor such Website Links. Website Links do not constitute a referral, endorsement, approval, advertising, offer or solicitation in connection with such external websites. Hubbinette-Cowell Associates, Inc. does not approve, endorse or certify any information available at any external website or linked address contained on this Site.


The information contained on this Site is not intended to be a solicitation or an offer to sell in connection with any product or service and is not a complete description of all terms, conditions and exclusions applicable to the products and services described. The information contained on this Site is time sensitive which may diminish its accuracy and reliability. A more complete description of the terms, conditions and exclusions of insurance coverages or other products or services is available by contacting us directly and may also be available through your local independent insurance producer. The insurance products and services referenced in this Site may not be available to everyone.. The materials contained on this Site are not intended to be a substitute for professional advice. Please consult an appropriate advisor for complete and current information.

​Coverage cannot be bound, cancelled or amended on this website. Claims cannot be reported, managed or serviced on this website. Please contact the appropriate representative at Hubbinette-Cowell Associates, Inc. office directly by phone for all of these issues.​


Hubbinette-Cowell Associates, Inc.